Pehla Ehsaas

So now I knew the Name..
From My perspective this was an Achievement...Knowing her Name :p
What a Beautiful name.. I thought..
Mujhe uske naam se bhi pyaar ho gaya..
and once she’s mine she won't have to change her surname as we have same surname: P
I know it's quite pissing but Kya Karein ab..
pyaar toh aisa hi hota hai..
That evening at my home i searched her on Orkut..
and i found her quite easily ..
Meher sharma
from Meerut
Here for Friendship
14 Mutual Friends..


Wait..14..
I checked them out..
Most were girls of my class..
I guess may be because they all were in same Hostel..
Suddenly my cell rang..it was neha..
"Hey" I said
"Kya haaal hai majnu sahab"she said
and started laughing..
I loved that laugh..
First time she laughed like that was when i Fell While crossing stairs..
I fell in love with that smile that moment only..
I could fall thousand time for that laugh..


I told her what I was doing..
"Give me her Profile Link" She said
I did that..
scrapped her that..
"Hmmmmmmmm.. that's not her in her display pic" she said
"Of course not dumbo,that's Lindsay Lohan" I said
"Friend Request Bhej"She said
"Pagal hai kya?Wo jaanti bhi nahin mujhe fir bhi bhej doon?"I said
she said "had se had Reject hi toh hogi yaar,Accept ho gai toh aish"
"That's gonna be my first Impression neha and this will ruin it" I Argued
"Hmmm...that's right..toh kya karein?" She said
"Raina se dosti badha,uske through tu Meher se friendship kar"I said
"Toh tu kya karega?sab main hi karooon" She said
"No..once you are done with this all..I ll take over from there" I said
then we talked how can she do all this and another strategies as well
then she kept down phone saying "You are mad and making me also one"


next day in College..

my Mobile wallpaper had changed..
there was one pic of her that was luckily visible to me..only one..damn these privacy settings
it was her school time group pic
i cropped her from the pic and made it my wallpaper..quite blurry but i was satisfied..
for the first time in my life I was getting annoyed when i was getting any message, call or some alert..coz that was disturbing me from seeing her pic..
I wanted to see it continuously for days and months..
Anyways Neha was getting worried now a days for me..
In starting she thought it's a fling and will go soon..
But now it had been almost 2 months..
I was serious for her..for Meher
I too was surprised..this was all new to me….first time ever in my life..this feeling was completely new..
I just wanted to see her once in my day..and I ll be Happy for next 24 hours..


that day something happened..something good..
Internal exams were to start next week..
so I went to library to get some books issued..
but that was my lucky day :)
she was there..
Orange color suit.. long kurta..the suit was different from what i used to see other girls wearing..
I am a guy so don't know which one it was..patiala is the only one i know and she was not wearing patiala suit..Well I guess so..
I was waiting for post Fresher Party days..I was sure that she’ll look 100 times better in Western Clothing.
In Library..searching for some book..
and the movie started..
I tried looking at her face across books in the racks..
I was very nervous.. don't know why..
I am generally pretty confident and good with girls..
She didn't saw me..I felt ignored..
I thought..does she even know that I exist?

she went to the main counter to get the book issued..Environmental Engineering.. Galgotia Publications..
I also ran to the counter with the first book that I can grab..
For the first time ever..I heard her voice..My ear felt good..so good..
I wanted to repeat that in my mind again and again..
It was my luckiest day..
I was less that a feet close to her..


“Meher Sharma Mam.. Admission number, something something”..she said
Come on.. I am not that lame that I ll remember her admission number too..
Actually I was too much lost in smelling her hair..
that smell..it got stuck into me..I was mesmerized..
I was feeling an aroma completely different than anyone else in the library..her aroma
It was so strong that I wanted to kneel down in front of her and tell her "I love you like crazy, will you do the extra ordinary favor of Marrying Me?"
"Next"..I heard
She was gone..
I got the book issued..
Some Mechanical Engineering 3rd year Book :P


I called up neha to tell what happened..
and to my surprise she started Laughing..
I asked her if something was wrong..
she said "try to think all this from Meher's side..to her...nothing happened and that's the truth.. nothing matter untill she knows..You are here getting mad about her and she doesn't even have a clue you idiot"


PS: Neha didn't say "Idiot"..she said something much stronger than that :P

Rab di Meher..meri Meher

anyways Neha kept avoiding me.
class mein we used to sit together..well...not anymore
akeli baithti thi..aur kisi se uski banti bhi nahin thi..
class mates started talking..actually whispering..ki kya ho gaya hai dono k beech?
guys who used to think that i was trying on her were Happy and they tried to get close to her.
but it was Neha..all got bitten by her bad :P

1 week..2 week...the whole month passed
and suddenly one day i realised..i do have the right to know ki maine kya galat kiya..what did i do to offend her so much ki she stopped talking to me..taking my calls.?

there was so much we used to do in college in those 8 hours
but now those 8 hours seems like 18 to me..
I was so disturbed by this ki I stopped talking to any one in the class..
the only good part of my day was when i used to see her..my love..my ms. anamika
and she started noticing too that she got a stalker..i guess so..

I decided to confront her...Neha..not "Her" :p
still no guts to talk to her..
Neha was waiting for her car in the evening to pick her up
She was on call and she didn't seem Happy..In fact i saw tears in her eyes..
I saw her putting down her phone..
i started moving towards her..i reached and i noticed she was looking at her phone again..
it was from rohan..and it seems she didn't wanted to pick up..

I took her phone in my hand and she saw me then..
I thought she would be angry but all she could do is trying to hide her tears..
I asked.."Neha....kya hua?"
she couldn't control her tears more..
i took her hand in mine and went to the other side of the gate where people can't see her cry..
i wanted her to cry...coz she badly needed it..i knew

and she did it..she cried continously for few minutes..
I wanted to give her a tight hug..but i didn't do it..reason..no idea

Her car came and she asket tu bike se aaya hai aaj?
I said ankit ki bike hai aaj..
she said tu mere saath chal use bol de wo akela chala jayega..
I did the same..
I was happy coz now she was talking to me..
but i wanted to know ki why was she crying?
l should have waited for her to get normal..
but then i thought..she's a girl..she can't ever be normal..crazy Venus fellas :P

i said "Do I need to ask Neha? please blab it out..all.."
then she told me..
Rohan was uncomfortable with the fact that Neha had a Friend in college with whom she got close in just few days..
only 1 friend..a boy..that was me..
neha used to talk to him about me..
at first it was ok..but then rohan started geting uncomfortable..
Neha should have thought about it../
He's a guy..will be jelous of any other same sex guys(Neha wasn't Bisexual..i guess :P)
crazy Mars fellas :P


so Neha stopped talking to me..
she had a point..the reason wasn't convincing enough to discuss with me..
and above all she loved Rohan a lot.
so she stopped talking..
and she did tell me how painfull it was for her..that felt good that she cared about me :)

Other part of story was more pain full..
Rohan..He still wasn't convinced that neha was not in my contact..
he checked her phone call register..phone bill..got nothing there..he said may be you two are talking in college..
Neha tried to assured but i don't know what happened to him..he didn't trusted Neha..
I asked Neha to give him time to realise that he is doing wrong..

and told her not to pick his call atleast for one day..
she noded and gave me a silly look..i loved that look..
How come i don't have a crush on her?

anyways there was still more..

she said she had no idea why she did this..
Neha had got all information about my anonymous..ms. anamika..

Meher sharma..
from Meerut.
DPS pass out..
Topper of the batch..
Ms. farewell..
Dad advocate..mom teacher..
one Brother..Engineering 2nd year..
Wanted to be a Fashion designer but Ended up in an Engineering College..
loves to hang out..
Music in her nerves..
Down to earth attitude..
likes shahrukh khan's movies..

wait a minute..
that sounds like her orkut profile..
then Neha told..
all this information she got from her school Friend..Raina ..she too joined the college..
she read her scrap book too which meher had filled for raina..and believe it or not..Neha managed to get even the photocopy of that scrapbook page..

But we were in different sections
that was a problem..
Good thing...Raina was in my section..

Hey..wait a minute..
now i know here name..
Meher..

ishq khumari part 2

contnd.. .

maine raat me neha ko call kiya
usne pic kiya and i said
"yaar poore din se kept on thinking and i couldn'd agree on even a single way to approach her,i guess that's coz meri fatti hai usse"
and all she said was 
"abhi i ll talk to you later,bye"


i thought
what was it?
she sounded very tensed and bit sad too
i called her again,she cut the phone
i left a message
"seems ur in some trouble,if i cn help u even a bit,do lemee kno,i ll love to...take care "


but is that all she needed at that time?
then i called on her sisters number
nisha,her sister
she was in 11th
neha had called me 3 or 4 times from her number,so i had her's
and nisha did knew about me so i didn't resisted much in calling her
and i did had a small talk with her once through neha on phone
and of all neha used to share evrything with nisha
so she might know,i thought


she picked up and i asked her if anything is wrong..
she said as far as she knows all's fine.
and asked me "any problm?"
i said "neha is avoiding me,so was just chekin out"
she said "i dnt know d reason but use kuch bolna hai toh bata do mujhe"
i said "nahin main dekh lunga"

mujhe kuch samjh nahin aa raha tha ki neha aisa kyun ka rahi hai..
next day college me bhi usne bahut limited baat ki and kaafi weird behave kar rahi thi..


college over hua..5 baj rahe the around
main gate se bahar aaaya
neha khadi dikhi
maine socha ab toh puchna hi padega
so i confronted her and asked her
she said "abhinav kuch nahin hua hai,i just need some time for my self so please leave me alone for some time"
ek baat toh pakka ho gai thi isse
ki neha aisa keh rahi hai toh baat bahut badi hai..


bahut mushkil ho rahi thi but kuch kar bhi toh nahin sakta tha
ek hafte se neha se bas itni baat ho rahi thi ki class me do strangers ho
but main baat aur bigadna nahin chahta tha
i knew neha jab comfortable hogi mujhse khud baat kar legi
but tab tak khud ko sambhalna mushkil ho raha tha


meri anamika ke baare main sirf neha se share karta tha and usi se kar sakta tha
kitni batein karni thi mujhe usse
kitna kuch share karna tha uske baare mein
but aisa nahin ho paa raha tha
roz dikhti thi wo break mein
main roz lunch karna bhul jaata tha
bas use hi dekhta rehta
sab bhul gaya tha
ye bhi ki uske baare me kuch pata toh karoon


ab tak toh aadhe college ko pata lag gaya tha
ki ek majnu awara uske peeche hai
uska naam badi asani se pata lg sakta tha
karna bas ye tha ki uske aur uski frnds ke paas jaaake khade hona tha,and koi toh uske naam se bulata
but meri is had tal fati padi thi ki uske maximum close jaake bhi 15 m ka distance hota tha around..


neha hoti toh gaaliyaan deke ya kuch samjha ke kuch karwa deti
par aisa kuch nahin hua
and ye bhi nahin jaanta tha ki kyun ho raha hai ye sab?

to be continued .  .  .

dil vil pyar vyar

continued. . . 


maine  fir poocha "neha are you there? "
koi jawaab nahin aayega
but is baar ek baat figure out kar liya maine
she was crying

i said "neha ro rahi hai tu?"
she said "hmmmmmm"
and kept on crying
i kept on asking her ki kya hua and kyun itna ro rahi hai and all
thank god mera humour accha hai so she stopped to give me gaaliyan :P
and then poocha maine "kyun ganga jamuna baha rahi hai? "

wo fir udaas ho gai
but tab tak meri samjh aa gaya tha that it's all about rohan,her boyfriend
maine kahaan "wo bhi khush nahin hoga neha tujhse jhagda karke "
she said i know budhooo...and i know it too ki mujhse zyada wo pareshaan hoga is time..
toh fir kyun ego pakadke baithe ho dono,i said


"yaar pyaar me bahut si baatein aisi hoti hai jinka koi reason nahin hota
par ham kartein hai
ladai karke ego side karna ki kiski galti hai and patch up karna aisa hi kuch hai..
and that's most important
doesn't really matter ki kis silly baat par jhagda kar ke baithe ho"


and she was crying again
"yaar i really love him a lot"
i said "toh mujhe nahin use bataa"
she said "okheyyy"

baat karne ke baad but lete lete main sochne laga
ki kya main aur meri anamika bhi aisa kara karenge?
kya hamari bhi ego's clash karegi?
kya ham itni samjhdaari dikhayeenge?


and that was the moment when i decided ki mere liye aur kuch matter nahin karega above that we love each other and isse upar kuch nahin hoga that can affect us..
and it did brought a smile to my face..
and then i slept..


"thanks abhi, kal tune jo kiya woh itne kam din ki dosti mein koi nahin karta
i don't know ki mera kya haal ho gaya hota raat bhar mein"
ye words the neha ke next day when we met..
i said " mere liye yehi motivating point raha that you love him so much,that's why i came up with those words"
and then we hugged..


"dikhi teri madam aaj?" she asked
"naaa" i said
she said lunch mein poore college ka chakker maar lenge and use aaj pakka dekhega tu and tujhse pehle toh main dekhungi


lunch hote hi ham nikal pade apne mission par
kismat muskura rahi thi us din as mausam bada accha tha,baarish waala suhana mausam
and jaise hi stairs se utar ke neeche aaye hum,meri nazar padi and main ruk gaya..
and violens bajne lage..
thoda filmy tha but mere chehre par 440 volt ki smile aa gai thi..
neha ne meri nazar ko follow kiya and use dekha..

neha apne comments de rahi  thi and all bla bla blaa about her and me and us..
mujhe kuch nahin sun raha tha violens ke alawa...
main continously dekhe ja raha tha use
and kept on doing that till she went away from there...


socha tha sukoon milega use dekhne ke baad but yaahan to aur badh gai bechaini..
and i thought "tere ishq mein mujhe bekarariyaan mili hai nazraano mein"


then neha boli "yaar ladki toh sahi  hai bahut,so kya decide kiya"
and i was like "decide matlab?kis baare mein""regarding approaching her dumbo" she said
"oh teri is baare mein toh socha hi nahin" ,i thought


and baaki ka din isi baare mein sochta raha ki use approach kaise karoon..
and the i came to a conclusion to do that...


to be continued. . . 

ishq khumaari part 1

continued...


neha ko yakeen nahin aaya ki usne abhi kya suna
usne toh yun hi casually keh diya tha
but she could see ki main serious tha
boli "okayyyyeeee. . . . "
uske baad kuch nahin bol paayee
main khud sure nahin tha ki aage kya baat karun
i said "is baare mein baad me baat karenge.."
she just noded
(and this was awkward and unexplainable)

i noticed uska phone ring kar rha tha kaafi der se
i said "pick kyun nahin kar rahi'
ek naughty si smile dete hue boli- "rohan ka hai...jhagda karke phone kaat diya tha usne...thoda tadapne do"
i thought ye bahut accha aata hai ladkiyon ko
chaahe jaane mein ya anjaane mein hi..
maine bhi smile kar diya..ironic types..


then ham nikal gaye uski car mein
main kaafi had tak apna mood divert karne me suceed kar gaya tha ki tabhi song aaya fm par
"bechaniyaan betabiyaan.  . .
ye duriyaan majburiyan. . .
mushkil bada ye pyaar hai...."

and saare kiye karaye par paani fir gaya
neha ne ekdam haath badhaya to change the channel..
maine apna haath halka sa aage badha kar use  rok diya..

volume kam karte hue neha ne poocha
"kya hua hai? kuch idea toh de.."
maine socha kya bolun,ladki ki details maangegi sabse pehle..
nd kuch bhi toh nahin jaanta tha uske baare mein

fir socha ki dost hai,hak hai jaanne ka uska
and shayad share karke kuch better feel ho. . .
i said "ladki"
neha ne meri aur dekha and muskuraa di
boli "toh majnu wala avtaar hai ye" and zor zor se hasne lagi..

okeyy yahan neha ko describe karna zaruri ho gaya hai..
neha was one of the perfect example of beauty with brains
height acchi thi so modelling ke offers bhi aaye the use kuch
and uski ek smile par ladke hazaar baar marne ko ready the..
and above all,attitude bilkul nahin tha usme..

main ye sab kyun bata raha hun..
bcoz use tym song aa rha tha
"musu musu haasi deo "
so dhyaan gaya uski smile par..

but tabhi ek bhut strange sacchai se saamna hua
kehtein hai ki agar ek khubsoorat ladki ke saamne hote hue aap kisi aur ladki ke baare me socho toh samjho aapka major accident ho gaya hai us kisi aur ke pyaar mein
neha jaisi ladki saath me thi iske baavjud mujhe par kuch asar nahin hua and main fir sochne laga apni ms. "anamika" ke baare mein..
naam tak nahin pata tha uska..

anyways neha boli college me baat kartein hai kal is baare mein tu zyada mat sochna..
like itz as easy to do jitna kehna hai.
then usne mujhe drop kiya and chali gayee apne ghar ki aur..

ghar pahuncha toh dinner ka time ho gaya tha..
mom ne poocha dinner karke aaya hai ya karega
i said bhookh nahin hai,lagegi raat ko toh main kha lunga and ye kehke apne room mein chala gaya..

sab try kiya..
songs,tv,movies,orkut..
kahin main nahin laga
raat ke ek baje rahe the and mujhe neend nahin aa rahi thi..

sochne ke liye mere paas sirf ek glimpse hi thi uski..
and itna toh samjh hi raha tha main ki pagal types ho raha hoon main..

light off kar di..socha neend aa jaayegi..
subaha college bho jo jaana tha..
and shayad yehi ek acchi baat thi us wakt ke baarein mein ki ye jaayega toh wo wakt ayeega jab main fir dekhunga use..

halki si neend aayee hi thi ki phone ring hua..
it was neha
i thought raat 1:30 baje neha mujhe kyun call kar rahi hai..
ye time toh rohan ka dimaag khaati hai woh..
main pick kiya and said "haan nehaa"
but us taraf se koi awaaz nahin aayee. . . 


to be contd .. . .

hamari kahaani

college ke starting ke din bade exciting hote hai
mere bhi the..
naye dost bane,naya maahol mila
nd sabse badi baat ek freedom n independence ki feeling

lekin college life ek bahut important cheez sath laati hai
mujhe pata hai mere engineer dost sochenge back ki baat kar raha hai
par main baat kar rha hu college life ke pehle pyaar ki

jo mujhe bhi hua aur bahut jaldi hua
ek hawaa ka jhonka aayaa aur main is tufaaan me fas gaya

corridors mein ghum raha tha
canteen ka chakeer laga kar aaya tha
par kuch khaas man nahin hua kuch khaane ka

ghum raha tha idhar udhar ki ek nazar padi picture style
wo dikhi,nazrein ek dam wapas aayee us par

aur bas usi par aakar atak gai

dil ki dhadkane super fast ho gayee
nd ek aisi feeling se saamna hua pehli baar jisse kabhi nahin hua tha

pehli baar dil yun bekaraar hua

haan yaaron mujhe pyaar huaa

mera pehle pehla pyaar

LOVE at first sight

joke kiya karte the ki if it is love at first sight den pakaaa ladki gazab hogi

she was no exception

but mujhe nahin pata tha wo itni khubsorrat hai

ab,ragging ka tym tha suit me choti baandhe fir rahi thi..
par kuch thaa jisne mujhe kheencha aur aisa kheencha ki main gir gaya pyaar mein

i mean fell in love

aisa laga tha jaise life ke  best pal chal rahe the
n khuda se maanga bhi toh seedha  ki "ae khuda ise bhi mujhse mohabbat kara de"
par wah re hindi picture ke scene,wo nikal gayee n main wahin reh gaya love struck

man hi nahin kiya wahaa se jaane ka is ummeed me ki wo fir aaye na wo lamhaa fir aayeee

background me pehla nasha pehla khumaar bajna shuru ho gaya tha :P

anyways college life me sat sun do din ki chutti milti hai
pehli baar nafrat hui isse

dekha bhi toh friday ko tha
do din ki chutti aur main bechain
kuch nahin kiya do din

nikamma ho gaya

bas unhi kuch palo ko dohrata raha apne zehen mein,yakeen dila raha tha ki sapna nahin tha dost hakeekat thi wo..

khair wakt nikala kisi tarah

sunday ki shaam neha ka call aaya. . .

neha mere college life ki first dost thi

hamari khub patti thi aur ham puri class ki khub lete the

mere bhi maze aa rahe the

amir ghar ki ladki thi
khub aish karaaati thi

maine call pic kiya teesri baar mein

kuch bolta usse pehle hi bol padi..

"movie dekhni hai mujhe,aadhe ghante me waves pahunch"
aur phone kaat diyaa

khair kashmakash ke beech pahucha main

socha isi bahaaane mind divert ho jaaega

par kuch accha lag hi nahin raha tha

ek chote bacche ki tarah feel ho raha tha jisne koi tamanna ki ho aur wo tamanna hi reh gai ho

sochta raha uske baare me ki kaun thi,kya naam hoga,mujhe dekha hoga  ya nahin aur na jaane kitne aur

neha ka message aaya 

"coming in 5"

and wo 5 aur 5 ho ho ke 45 minute ho gaye..

pahunchi wo is ummeed me ki main jhaadunga

but hairaaan ho gai dekh ke ki mere chehre par bas ek smile thi n maine kahaa baith jaa

paani pi rahi thi bech me hi ruk ke boli ki tu gussaa nahin hai kya

maine kahan kyun?

kuch nahin boli

fir maine hi poocha "der kaise ho gai?"
boli rohan se jhagda ho gaya

rohan..

ye naam pehle kabhi nahin suna tha

socha boy friend hoga

maine poochaa
"rohan? tere bhai"

boli bhai hoga tera,mera toh jaanu hai

maine kahaa "accha hai"

boli "arey tujhe kuch puchna nahin,pehle maine tujhe kaha tha main single hu"
tab mujhe yaad aaya ki arey haain keh toh sahi rahi hai

den ye b ehsaas hua ki main devdaas banne ki aur chalne laga tha :P

anyways main poocha "kaun si movie dekhegi"

boli movie ke liye late ho gaya hai

ek ghante mein ghar jaana hai and vaise bhi movie se zyada intrest mujhe aur kisi cheeez mein hain. . . 

teri hawaaiyaan kyun udi padi hai,kal se ek b message nahin kiya na call"

main bola "kuch nahin hua bas energy bacha raha hun next week ke college ke liye"

maine bola hi tha ki usne ek thappad laga diya halka sa jitni zor se hamari dosti permit karti

boli ki bewakuf nahin hun main sab dikha raha hai

kuch toh hua hai n kuch bada n serious hua hai

main bola kuch nahin hua yaar,mood swing samjh le

boli main baat nahin karungi jab tak batayega nahin ki kya hai..
main bhi kuch bola nahin,cofee peene laga gaya aur fir chala gaya uske khayaalo mein

phir r neha hi bol padi

"break up hua hai kya?

arey yaar meri bahut single dost hai setting karwa dungi"

bas neha ne itna hi kaha tha ki meri aanhein ruk gayee uski aankhon ko dekhte huee

bolo hmmm break up hua hai then

maine kahan "tu sach me setting karwa sakti hai?"

boli haaan,mujhe sab rishta.com bolte the mere school group mein

main shaant ho gaya kuch der n aisa ehsaas hua pyaar ke paqgalpane me ki bhagwaan ne sun li meri n apna agent bhej diya

main bola" kisi se bhi karwa sakti hai? "

ab shaant hone ki baari uski thi

ab wo sochne ki koshish kar rahi thi ki kya chal raha hai ye sab. .. . .  . .

to be contd...

d truth behind dreams-it's time to face the reality

heyy this time i am in a mood to discuss something serious:
LIFE

i know, a lot have been written about how to live,what to do about and all owing to various perceptions.
so here i am to add mine :P

any ways
you don't really need to think before taking every step in life,i mean yess,
u can move with the flow as it comes but that's for small moments that gives you small happiness.
but BIG happiness (read as big moments) need to be planned.


if you wish to have an AUDI ,then how can it come to u with the flow.
no it won't(untill ur suprer lucky nad some one gift it to you)
but if u r not
den read on..

planning life is not dat diffcult as it seems to us during various stages of plan.
do u kno dat only 2% people in dis world plan der life
and those 2% are most successfull people in the world.
succesfull,becouse they got what they wanted
and that's success.


first of all u have to admit and tell urself one thing
u can't get each and everything in dis world dat u want to have
because many of dem won't lie in the same path.
and please learn to validate ur needs,
some thing we just want a thing,because we just want it.

just ask ur self once,do u really want it.

ask ur self,
what relation nd moments u want to share with that thing once u got it.
u want a super car
u got it
but u don't have passion for driving(or dnt 1 kno to drive)
den

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.den what
den ur chauffer will enjoy dat super car :)

really guys ask ur self
do i REALLY i want it??
that would really help.

other thing that i want to focus on is :
PLANNING

heard of this word before??
good
u plan ur day
dats good?

but did u palnned ur life?
no??

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..

ok
lemme help
here i will take up the most important but most neglected planning
FINANCIAL PLANNING.
well some of you may not even kno if this kind of thing exists??



u start with a salary of 25000/month after ur studies.
will that really help u to have dat mension or d bunglow dat u want to own.
forget about dat bunglow
could u even own a apartment with that???



coz those 25000 are not going into savings.
i bet many of us won't have a single penny saving out of it.
but u got to understand
saving is very important.

u will have to control ur temptations of present for your dreams of tomorrow.


suppose u manage to save 500/month (that is maximum u can in today's conditions(mehengaaai)).
dat makes it 6000/Year
suppose ur salart increases every year den u save 6000+8000+.....................24000/year
u save 1lac 50000 in 10 year
(if ur saving each year increases by 2000)


don't worry dis is the minimum possible figure.
if u r reallly good and dedicated to ur job and happy with it then,
on an average,at the end of 10 years dat person wud be earning around 60000/month.

but then too taking into account all his expenditures and savings he will save around
4lacs/month

but den i have a question
what will u buy from dat 4 lacs?

a house??
but u r paying itz rent/EMI from last 10 yrs
a car??
u r paying itz EMI from last 5 yrs


so my dear ur saving gets back to 2 lacs in 10 years
(if u have been paying those EMI'S)
(and if not
den u r in trouble :P)


go get ur dream in 2 lacs.. :P
now

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now what??

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well don't u think u forgot something??
yes u did
and dat is called

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INVESTMENT.

yes investing.

investment companies are not just about making those irritating calls dat most f us always ignore.
yess
investment is important.



investing at the right time and done inteligently could not only help u finnaially but also can support u in crises when u need bulk money especially in medical emergencies.

investment needs patience as it doesn't yeild results in days and weeks,it takes years to give the fruit.
u need to plan dat at what age u want to acheive or mile stones.

suppose u want to have a car at 30,
want to pay ur all EMI of ur housetill age of 40
want to start ur small business at age of 50 or aftre ur RETIREMENT..



den u have to invest in diffrent (here 3) plans acc. to maount needed,to have d fruit at age of 30,40 nad 50+ respectively.
so do try to kno about investemnt and invest as soon as possible.


i really dnt want to convey importance of investment here,dat is secondry.
i want all of u to open ur eyes
come out of ur dreams
realise dem
be practical now


ask ur self
can u do all dat in one life time..
so cut short on ur bina sar paira ke sapne

i guess i have lot more questions coming up in ur mind
lots to answer
i will surely do dat in my following blogs as i do have lot to share.
till then try to  realise and give a serious thought on what i said